Property Services

• K&D Iron Works
  991-3039

• Clear Air Concepts
  367-1048

• Ark Porcelain Refinishing
  773-763-6600

• Lois Paul
  869-9868

• Aron's Bathtub Refinishing
  674-7620

• Lord & Noble
  615-0249

• U S Waterproofing
  303-5800

• AAA Lock & Key
  729-3366

• Midwest Waterproofing
  679-5970

• Johnson
  475-3343

• T.C. Associates
  991-1822

• Rite Lock & Safe
  676-0046

• Stringer
  256-2464

• Joey's
  328-1368

• A Cliapa Paving
  566-1839

• Vilimas
  773-376-1882

• Barreco Blacktop
  970-5900

• North Shore
  800-244-6560

• Apelian Carpets
  328-9500

• R.W. Collins
  312-767-3030 or 708-458-6868

• Allegretti
  866-6668

• Mark Fenner
  708-598-4884

• Minasian
  475-9000

• Peter Hartmann Co.
  298-3141

• Marti's
  966-7400

• Northshore Window Cleaning
  441-0240

• AAA Appliance
  966-1950

• Perfection
  564-1300

• Brand Parts & Repair
  965-5900

• AJ's Windows & Gutters
  866-6860

• Kordick Electric
  446-7744

• A&D Environmental
  470-2901

• Andy's Cleaning
  583-0404
  Car: 312-502-9669

• Brennans Peb & Associates
  312-326-0944

• Andy's
  674-5915

• Affordable Services
  360-1627

• Perfection
  564-1300

• Chicago Asbestos Abatement
  312-465-7700

• Merry Maids
  328-8680

• Mr. Floor (Skokie)
  1-800-544-8581

• Clark Glass & Mirror
  773-274-7210

• A Quality Floors (Evanston)
  864-9100

• Wilmette Glass & Mirror
  251-6659

• Don Woods
  492-8048

• Glassworks
  446-0840

• Beautiful Floors
  866-8847

• Evanston Glass & Mirror
  328-2200

• North Shore Restoration & Repair
  812-7082

• Perrin Brothers (John)
  491-1568

• Mike Ruley
  812-7082

• Centers
  491-9698

• CRC Home Improvement (Small jobs)
  528-7561

• Bernard Harris
  869-2389
  800-802-5296

• Joseph of the North Shore
  677-7312

• Clyde Graves
  312-398-2161

• VJL Remodeling
  778-589-0951

• CRC Home Improvement
  528-7561

• Don Snyder
  773-973-0738

• Lazlo's Plastering & Decorating
  729-1844

• Corrigan & Freres
  869-6000

• James Brown
  475-4887
  Pager: 708-901-3132

• JR Electric
  328-4268

• Medhat Darwish
  869-7939

• North Shore Electric
  869-0606

• George Tsoutis
  470-0424

• McDaniel Electric
  251-7326

• Clyde Graves
  312-398-2161

• North Shore Energy
  394-2096

• Chicago Painting & Decorating
  773-774-6868

• Wilmette Lucke Plumbing
  251-4380

• Public Storage
  864-4300

• John J. Cahill
  864-5225

• The Lock Up
  441-7477

• Killian
  234-0335

• Lake Avenue Lock Up
  256-2720

• Pasquesi
  234-9143

• Storage of the North Shore
  864-4024

• Jacques Chatain
  673-1333

• Smithereen
  676-0010

• Bany Goldberg
  679-7940

• Orkin
  676-0010

• John Block
  317-1977

• Anderson Pest Control
  328-6600

• Dave Fisher
  491-1914

• Avon dale
  588-3030

• Bronz Tile
  673-0462

• Hanson
  328-2550

• Dalia Floor & Wails
  677-1774

• Champion
  673-7663

• CRC Home Improvement
  528-7561

• Tuckpointing by Marios
  773-286-4100

• United Sealants & Waterproofing
  967-0788

• Birkenheier
  674-3444

• J&W Deck
  934-7325

• United Sealants & Waterproofing
  967-0788

• North Shore Survey
  676-9505

• North Shore Security
  328-4020

• Suhr
  864-6315

Attorney Recommendations

• Peter Weil
  847-793-2442 (office)
  847 793-2443 (fax)

• Walter Schummer
  137 West Park Ave (Rt. 176)
  Libertyville, IL 60048
  847-367-9302

• Sharon Banks
  3710 Commercial Avenue
  Northbrook, IL. 60062
  847-656-8958

• Lawrence Dunlap
  14047 Petronella
  Libertyville, IL 60048
  847-367-1616

• Tamara Hannah
  1861 N. Bisseli Street #2
  Chicago, IL. 60614
  312-664-1338

• Robert Mangler
  103 Broadway
  Wilmette, if 60091
  847-256-4226

• Lois Ryan
  1590 S. Milwaukee
  Libertyville, IL. 60048
  847-680-4000

• Bernie Wall
  70 W. Madison #620
  Chicago, IL 60602
  312-214-9000

• Billie Booth
  121 West Church Street
  Libertyville, IL 60048
  847-680-6809

• Ellen Falkof
  2205 Greenwood Ave
  Wilmette, IL 60091
  847-256-0476

• Thomas Knorr
  O Box 7573
  Libertyville, IL 60048
  847-918-0636

• C. John Marnet
  950 Milwaukee Ave., #318
  Glenview, IL 60025
  847-298-9428

• Michael S. Samuels
  720 Osterman Avenue, #301
  Deerfield, IL 60015
  847-948-5500

• Martha B. Weiss
  821. Heatherdown Way
  Buffalo Grove, IL 60089
  847-634-8080

• Karen Boscamp
  3427 Bellwood
  Glenview, IL 60025
  847-724-9370

• Karen Patterson
  800 Waukegan Rd.
  Glenview, IL 60025
  847-724-5150

• Michelle Kurlander
  3 First National Plaza, #2315
  Chicago, IL 60602
  312-855-4417

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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